5 Feb 2023

Full-Time Senior Underwriter – Pakpattan

Allianz Real Estate – Posted by JobsTeam Pakpattan, Punjab, Pakistan

Job Description

For all mortgage lending products, the Mortgage Underwriter is in charge of risk mitigation. All mortgage applications will be risk reviewed by the Mortgage Underwriter to ensure that they meet portfolio and/or secondary market criteria. On applications that do not meet portfolio and/or secondary market requirements, the Mortgage Underwriter will suggest approval or denial. The Mortgage Underwriter will engage with authorized parties in a professional manner in order to gather or clarify information needed to appropriately assess risk and make a loan decision.

Job Title : Senior Underwriter
Location : Pakpattan, Punjab, Pakistan
Salary : $ 30.32 per hour.
Company : Allianz Real Estate
Job Type : Full-Time


  • Determine the risk level throughout the whole loan application and effectively underwrite the loan utilizing lending rules and processes.
  • Communicate with appraisers about problems, corrections, and supplementary information.
  • Responsible for staying up to date on all state, local, and federal standards, such as the Ability to Repay (ATR), Qualified Mortgage (QM), Real Estate Settlement Procedures Act (RESPA), Truth in Lending (TILA), and any other related mortgage lending rules.
  • Provide excellent internal and external customer service that satisfies individual needs and builds client loyalty.
  • Examine credit, income, and assets on a loan-by-loan basis to precisely assess individual risk and rapidly submit underwriting recommendations to Mortgage Originators.
  • Maintain a thorough understanding of loan product specifications and industry regulations, as well as aiding in the prevention, discovery, and resolution of mortgage fraud.
  • Responsible for remaining current on all secondary market standards, with a specific focus on the investors established with the credit union, such as FNMA, FHLMC, and FHLB. Responsible for conveying changes to these rules in a timely and effective way.
  • Manages the mortgage loan application procedure. Completes a complete risk analysis of mortgage loan applications, which involves evaluating legal documents, analyzing income (including self-employment and tax returns), and analyzing assets, among other things. Determine if the application meets the credit union’s portfolio or secondary market standards, and then approve or refuse it based on the findings. If necessary, other approval criteria are given.
  • Based on established underwriting criteria, Bank policies, methods, skills, and experience, demonstrate the capacity to draw judgments about applicants’ creditworthiness.
  • Examines and analyses data on mortgage loan documents to determine whether the buyer, the property, and the loan conditions meet Credit Union and regulatory standards.


  • Excellent interpersonal, organizational, and communication skills are required.
  • All of these skills are required: communication, analysis, auditing, research, and decision-making. Excellent communication and problem-solving abilities, both verbal and written.
  • Conventional, FHA, VA, USDA, VHDA, and NC underwriting guidelines are well-known.
  • -3 years of mortgage underwriting experience desirable, or a combination of education and experience that is similar.
  • The software CUDL 360, Symitar, Microsoft Excel, and Microsoft Word Processing are all required.

How to Apply

وظائف شاغرة

Job Categories: Mortgage Underwriter. Job Types: Full-Time.

Job expires in 3 weeks.

Apply for this Job